About Retirement.SG

Retirement.SG is a free collection of projection and planning tools designed to help young working adults in Singapore think through their financial future. It covers CPF projections, BTO flat purchases, SRS contributions, income tax estimates, tax reliefs, retirement drawdown scenarios, and more — all in one place, with no sign-up required.

This site was built by an independent developer based in Singapore. Like many people navigating their careers and thinking ahead about housing, CPF, and retirement, I wanted to map out my own cashflows and understand exactly where I stood financially at each stage of life. No tool quite did what I needed, so I built one.

If you’re curious about the person behind it, you can find out more at dingrentuan.com.

Free for Everyone

Retirement.SG is and will remain free to use. There are no paywalls, no premium tiers, and no account required. All data you enter stays in your own browser — it is never sent to any server.

The site may carry advertising or sponsored content in the future to help cover running costs, but any such content will always be clearly identified. See the Terms of Use and Privacy Policy for full details.

Important Disclaimer

Retirement.SG is an independent project. It is not affiliated with, endorsed by, or connected to any Singapore government agency or statutory board, including:

• Central Provident Fund Board (CPF Board)
• Housing Development Board (HDB)
• Inland Revenue Authority of Singapore (IRAS)
• Monetary Authority of Singapore (MAS)

All projections and calculations are illustrative estimates based on publicly available information and the assumptions you provide. They are not financial, legal, or tax advice, and should not be treated as a substitute for official CPF statements, HDB eligibility checks, IRAS tax assessments, or advice from a qualified professional.

Please read the full Terms of Use before relying on any output from this site.