Config

Your personal financial details — shared across all projection pages.

Personal Details

Your age milestones, salary, and investment assumptions.

Age milestones

255583
Current ageStop workingDeath age
Emergency funds (months)

Values are per month, in today's money. 2% annual inflation is applied automatically. Editing a row cascades the same value to all rows below.

AgeMonthly expenses (today's $)
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54

Retirement Settings

Spending and withdrawal assumptions used across all retirement projection pages.

Annual equivalent$36,000/yr
SRS withdrawal age63

Fixed by MAS regulation

Investment growth rate (post-retirement)2.5%

CPF Starting Balances

Enter your current CPF balances. Interest rates are fixed by CPF Board.

CPF related age milestones
Retirement Account (RA) age55
CPF withdrawal age65
CPF LIFE monthly payout$1,610/mo
Full Retirement Sum (FRS)i$220,400

Values set by CPF Board. Update when official figures change.

Investment Account

Enter your current investments. The weighted average return drives all pre-retirement projections.

Target return7.0%
Investment TypeCurrent ValueRate of Return
$
6.0%
$
3.0%
$
3.5%
Total$5,000
Weighted avg return
6.0%1.0% below target